The Tamil Nadu State Co-operative Apex was originally founded to secure the lives of the farmers and provide them assistance for their agricultural endeavours since the past 99 years. The TNSC is one the pioneers of the co-operative credit movement in India under the leadership of Sir V.C.Desikachariar in 1905 when it began its business operations. The bank began with an initial accredited capital of Rs. 25,000/- and has witnessed a tenfold growth through the different stages of bank development starting from the co-operative credit structuring ending to the three-level system of primary agriculture credit. The National Federation of State Co-operative Banks Limited has been conferring trophies for overall best performance SCBs every year to TNSC.
The headquarters is at Tamil Nadu State Apex Co-op. Bank Ltd.,
233, Netaji Subhash Chandra Bose Road,
Chennai, 600 001.
Phone : 2530 2300, 2530 2323.
Fax : 044-25340508.
Tamil Nadu State Apex Co-op. Bank Customer Care Number : 2530 2354.
Email : firstname.lastname@example.org.
Tamil Nadu State Apex Co-op. Bank Official Website :http://www.tnscbank.com/
The deposit products of the bank range from the basic accounts that include the savings bank account with a lot of free frills and an interest rate guided by the Reserve Bank of India (RBI). There is no minimum balance of Rs 100 with cheque facility and RS. 50 without cheque options. Attached to it coupled with the fact that it offers a lot of services like locker deposits with nomination facilities, and an interest rate of 45 for deposits in the savings account with no tax deduction on interests concerned. A current account with TNSC can be opened with ease with a minimum balance of Rs 300 for individuals and Rs. 5000 for corporate and institutions.
The bank also provides option to serve its customers with conveniences like recurring deposits, NRO deposits, NRE deposits; cash credits deposits, and fixed deposits etc. The loan and fund assistance provided to customers depend upon the reason for asking for one. TNSC provides funds for salaried employers, home loans, marriage loans, jewel loans, loans to the physically challenged, home mortgage loan, vehicle loan, loan to pensioners, advances against the life insurance companies and their affirmations. The bank has its own set of ATMs at different spots within its local operating region. It offers other services like RTGS and other options like NEFT transfer of funds.
The bank also provides certain special requests on Sundays in case of urgent situations. They have their own set of suggested insurances that they recommend to the customers. These insurances could be life insurances of general insurances tailor made to the needs of each individual. The TNSC offers short term agricultural advances for funds for seasonal operations in the primary agricultural sector, it also aims to provides fund assistance for small farmers with no capital to invest, along with the issuance of loan in kind and cash which is an extremely essential and helpful feature considering the unorganised loan funding the farmer community is used to. The bank also offer advances for non-agricultural purposes to finance sugar mills in association with public sector banks. The bank also provides with weavers finance along with help to small self-help groups and medium term financing for all small business whether big or small. The good thing about TNSC is that offers e-banking which is an essential tool for business and other commercial or even individuals’ purposes.
TNSC can be contacted with ease and one can expect a good, prompt response form them in no time. One can contact them on email@example.com. A customer can give their feedback onhttp://www.tnscbank.com/while one can expect to get all the possible essential form downloads forms from http://www.tnscbank.com/ . Their customer care service is guided by a team of strong, knowledgeable and extremely efficient personnel trained by the bank to provide you the rederessal of customer complaints in no time at all.
Author: Rahul Gupta
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